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REGULAR SEASON
VS
JAN 21, 2026 · 7:00 PM ET
CHASE CENTER, SAN FRANCISCO
THE PICK Warriors ML -215 Odds -215
Bet at Fanduel

Toronto Raptors vs Golden State Warriors: Predictions, Expert Picks and Match Preview

JAN 20, 2026 · BY · NBA EXPERT · 7 MIN READ

The Toronto Raptors travel to Chase Center on Wednesday, January 21st at 3:00 ET for what promises to be an intriguing interconference matchup against the Golden State Warriors. I'm particularly interested in this clash between two teams heading in different directions - the Raptors sitting comfortably at 18-14 (#5 East) while the Warriors are fighting to stay relevant at 16-15 (#8 West). Toronto's impressive 10-7 road record gives them confidence heading into this West Coast swing, but they'll face a Warriors team that's been resilient at home with a solid 10-4 record at Chase Center.

From my analysis, this matchup represents a crucial test for both franchises as we approach the midpoint of the NBA 2025 season. The Warriors desperately need home victories to climb the Western Conference ladder, while the Raptors are looking to solidify their playoff positioning in the East. I expect Golden State to lean heavily on their veteran experience and home-court advantage, but Toronto's youth and energy could prove problematic in this late-night East Coast tip-off. Both teams will be eager to make a statement in what should be a competitive battle between contrasting styles and championship aspirations.

The Stakes of the Match

The Toronto Raptors arrive in San Francisco desperately needing to halt their alarming seven-game losing streak that has severely damaged their playoff positioning. Despite maintaining the #5 seed in the Eastern Conference with an 18-14 record, my analysis shows their 3-7 record over the last ten games reveals a team in serious decline at a critical juncture of the season. Their solid 10-7 road record provides some optimism, but this matchup represents a pivotal moment where they must prove they can compete against quality Western Conference opposition while away from home. A loss would extend their losing streak to eight games and potentially signal a more significant organizational crisis.

For the Golden State Warriors, this game offers an opportunity to solidify their tenuous #8 playoff position in the Western Conference while riding momentum from their current five-game winning streak. My assessment is that their impressive 10-4 home record makes Chase Center a fortress, and they'll look to leverage this advantage against a struggling Raptors squad. At 16-15, every game carries enormous weight in the competitive West, where the margin between playoff positioning and missing the postseason entirely remains razor-thin. The Warriors understand that maintaining their current trajectory could elevate them from the play-in tournament into a more secure playoff seed.

Western Conference standings

# Team W L PCT STRK
1 Oklahoma City Thunder 64 17 .790 L2
2 San Antonio Spurs 61 20 .753 L1
3 Denver Nuggets 54 28 .659 W12
4 Los Angeles Lakers 53 29 .646 W3
5 Houston Rockets 52 30 .634 W1
6 Minnesota Timberwolves 49 33 .598 W2
7 Phoenix Suns 46 38 .548 W1
8 Portland Trail Blazers 43 40 .518 W3

State of Form

The Golden State Warriors and Toronto Raptors enter this matchup trending in completely opposite directions, with their recent form telling a stark tale of contrasting momentum. The Warriors are riding a 5-game winning streak and have gone 5-5 over their last 10 games, while the Raptors are mired in a devastating 7-game losing streak with a dismal 3-7 record in their last 10 contests.

Offensively, the Golden State Warriors hold a commanding advantage, averaging 114.6 points per game compared to Toronto's struggling 104.3 PPG. This 10.3-point differential in scoring output reflects the Warriors' superior offensive efficiency despite Toronto's slightly better field goal percentage of 46.9% versus Golden State's 45.5%. The Warriors' three-point shooting edge at 36.2% compared to the Raptors' 35.8% provides additional offensive firepower, while their superior free throw shooting at 80.6% versus Toronto's 77.6% demonstrates better execution in crucial moments.

Defensively, the contrast becomes even more pronounced. The Warriors allow just 109.9 points per game while the Raptors surrender 111.0 PPG, contributing to vastly different point differentials. Golden State maintains a positive +4.7 point differential reflecting their balanced two-way play, while Toronto's concerning -6.7 point differential exposes their struggles on both ends of the floor during this recent slide.

The home court factor strongly favors the Warriors, who boast an impressive 10-4 home record compared to their overall 16-15 mark. Meanwhile, the Raptors have been more competitive on the road with a 10-7 away record that's actually better than their overall performance, suggesting they could be more resilient in this hostile environment than their recent form indicates. Toronto's superior rebounding numbers with 1,618 total rebounds versus Golden State's 1,578, along with more assists at 1,114 compared to the Warriors' 1,018, demonstrate their potential for ball movement and second-chance opportunities when executing properly.

Based on current form metrics, the Golden State Warriors hold a clear form advantage with superior offensive efficiency, better defensive numbers, positive momentum from their winning streak, and the benefit of home court advantage against a Toronto team desperately seeking to end their lengthy losing skid.

Projected lineup

Based on recent starters
Toronto Raptors
Immanuel Quickley PG
Ochai Agbaji SG
Brandon Ingram SF
C. Murray-Boyles PF
Scottie Barnes C
Bench (5)
Sandro Mamukelashvili Jamal Shead Jonathan Mogbo Gradey Dick Jamison Battle
Golden State Warriors
Brandin Podziemski PG
W. Richard SG
Stephen Curry SF
Moses Moody PF
Draymond Green C
Bench (5)
De'Anthony Melton Q. Post Al Horford Buddy Hield Gary Payton II

Head-to-head · Last 2

Warriors 0 · Raptors 2
  • Jan 21, 2026
    Warriors
    127 145
    Raptors
  • Dec 28, 2025
    Raptors
    141 127
    Warriors

Key Points

  • Toronto Raptors average 104.3 PPG shooting 46.9% from the field and 35.8% from three, while Golden State Warriors score 114.6 PPG at 45.5% field goal and 36.2% three-point efficiency.
  • Golden State Warriors allow 109.9 PPG defensively compared to Toronto Raptors giving up 111.0 PPG, creating a 10.3-point offensive advantage for the home team based on season averages.
  • Toronto Raptors hold a superior road record at 10-7 away from home, while Golden State Warriors maintain a strong 10-4 home court advantage at Chase Center this season.
  • Toronto Raptors dominated their previous meeting 141-127 against Golden State Warriors, taking a 1-0 lead in the season series between these teams.
  • Golden State Warriors are favored by 6.0 points at home with the total set at 228.5 points, reflecting their higher scoring average despite Toronto Raptors holding a better overall record at 18-14 versus 16-15.

Betting Analysis

I'm backing the Toronto Raptors +6.0 as my top spread play in this matchup. Despite the Golden State Warriors holding a solid 10-4 home record, the Toronto Raptors have shown resilience on the road at 10-7 and this 6-point spread feels inflated. The Warriors are averaging 114.6 PPG but allowing 109.9 PPG, while the Raptors have been defensively competitive despite their offensive struggles at 104.3 PPG. With the Warriors at -215 on the moneyline, there's clear value in taking the points with Toronto.

Strong play on the Under 228.5 total points in this contest. The Toronto Raptors rank among the league's slower-paced teams and their offensive limitations at just 104.3 PPG should keep this total in check. While the Golden State Warriors can score, they'll need to adapt to Toronto's methodical style. The Raptors' recent 3-7 stretch suggests continued offensive struggles, making this Under a high-confidence selection.

Lock in Stephen Curry Over points as my premier player prop. With the Warriors needing to cover a 6-point home spread, expect increased offensive responsibility for their superstar guard. Curry historically performs well in these situations at Chase Center, and Toronto's perimeter defense has shown vulnerabilities this season. This prop offers excellent value given the game situation.

My secondary value play targets the Golden State Warriors first half spread. The Warriors typically start strong at home, and with Toronto potentially dealing with early game rust on the road, Golden State should establish an early advantage. The Raptors' recent inconsistency in their last 10 games supports this angle.

This matchup presents clear betting value with the Toronto Raptors +6.0, Under 228.5, and Stephen Curry Over points forming my core recommendations. The situational factors strongly favor these selections, making this a must-bet game. Always wager responsibly and within your predetermined limits.

FINAL VERDICT MONEYLINE

Warriors ML -215 -215

Confidence Index™ 6.3 / 10
Bet Warriors ML -215 Best at Fanduel · -215 Bet now